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Carol Ivey, Licensed Public Insurance Adjuster
843-290-5579

We understand you have to deal with the frustration, the worry, and the inconvenience that follows a loss. Call us at: (843) 290-5579 or email us at:   carol@talandassociates.com
We will discuss your loss and help you through your crisis.

What is a Public Insurance Adjuster?

If you have any kind of damage to your property that is covered by an Insurance Policy, you can hire a Public Adjuster.  A Public Adjuster is a professional who represents YOU and helps you obtain a fair settlement for your insurance claim.  The Public Insurance Adjuster’s sole mission is to help you, the Policyholder, receive the actual settlement amount legally due to you from your insurance carrier. 

We can represent you on the following types of damage to your property:

Plumbing/Pipe Burst  ~  Toilet Back-ups/Drain Line  ~  Shower Pan Leaks  ~ Water and Mold Damage  ~  Hurricane and Wind Damage  ~  Flood  ~  Fire/Smoke Damage ~  Vandalism or Theft  ~  Hail and Rain  ~  Lightning  ~  Tornados  ~  Sinkholes

Why do I need a Public Insurance Adjuster?
Independent Insurance Adjusters and Insurance Company Staff Adjusters work FOR the insurance company.  They handle insurance claims on the Company’s behalf… and in the Company’s best interest.  Who is going to protect your best interest? A Public Insurance Adjuster.

Statistics show that property owners who use a Public Adjuster to represent them during a loss receive 70-80% more on their claim settlement!

How can Carol Ivey, Licensed Public Adjuster help me?
I have vast experience within the insurance industry because of my prior background working FOR an insurance company for almost 15 years.  I have extensive knowledge of policies and claim handling protocols that are not commonly known to those outside the insurance industry.  We will do everything possible to help you receive a fair settlement. A public adjuster from Tal & Associates will meet with you, inspect your property, review your policy and explain your coverage.  There is never a charge for our consultations.We have your best interest in mind and will only get paid when you get paid.  At Tal & Associates, our advice and inspections are FREE, and you have absolutely no obligation to submit a claim.  There are never any up-front costs and we only get paid when you get paid.

Will the insurance company increase my premium or drop me if I report a claim?
No!! Many Policyholders are under the impression that this will happen. The truth is, insurance companies are prohibited from increasing premiums without the state’s approval, or from dropping you when you report a claim for your legitimate property damage.

Our Public Adjusters will negotiate larger settlements for insurance property loss claims and we can prove it! Our fee is based upon the settlement we are able to negotiate for you. That means that we are highly motivated to do all we can to increase your insurance settlements with consideration to your coverage and insurance policy limits. If you have sustained any kind of property damage, please do not hesitate to contact us. We provide FREE property insurance claim inspection and consultation, with no obligation on your behalf, and we look forward to talking with you about your damage.
We are always here to answer your questions with absolutely no obligation to submit a claim. 

          For Immediate Assistance Call:
           Carol Ivey   843-290-5579